POLICIES:

The user uses this website at their own risk.

If the user chooses to access this website, the user does so on users own initiative and risk and are responsible for compliance with all applicable laws.

This company prohibits the use of any part of the company, website or name in anyway shape or form, directly or indirectly, online or offline to any third party.

This company prohibits the use of the company, website or name in anyway shape or form, directly or indirectly, online or offline that prompts or facilitates human trafficking, sex trafficking, physical abuse or content under the legal age.

This company prohibits the use of any links or illegal content that in anyway shape or form, directly or indirectly, online or offline that attracts users to the company, website or name.

MEMBERSHIP:

Your purchase of access to the website grants you access to the members area of the website. You may download and store the materials found for your OWN use ONLY. You hereby undertake not to distribute the materials to others, or to use them for any commercial or non-commercial purposes without written permission.

Your access to the website is for you and you alone, it is not transferrable to others. You may not display any of the materials from the website publicly (e.g. website, social media) without written permission. You may not modify or alter materials from the website without permission, or use altered versions for any purpose, commercial or non-commercial.

RECURRING SUBSCRIPTIONS:

Recurring subscriptions grant access to the site on a rolling basis, usually for 30 days at a time. At the start of the subscription, your card will be debited with an initial amount to cover the first 30 days access to the site. After 30 days, and every 30 days thereafter, a further charge will be made to your card to cover the next subscription period.

In order to stop this automatic re-billing, you must cancel your subscription using the links on the bottom of every page to the designated processors online cancellation form or by emailing the billing company.

Please give seven days advance notice when cancelling the re-billing. Until a cancellation request is issued, you hereby authorise our designated processor to charge you for the ongoing cost of access to the site. In case of problems, please use the contact page.

NON-RECURRING SUBSCRIPTIONS:

These subscriptions are one-time payments granting access to the site for a certain period of time. You will not be re-billed.

At the end of the subscription term you must join the site again to continue to have access.

REFUNDS:

Refunds will only be issued if the username/password issued has not been used to access the site, or in the case of fraudulent use.

Once the username/password has been used to access the site, no part refunds for unused membership will be issued.

If a refund is issued after you have accessed the site, your details will be permanently blocked across billing companies.

CHARGEBACKS:

A "charge back" takes place when you dispute the charge later with your credit card company.

If a chargeback is made, we will BLOCK your details and include you into a database of NEGATIVE cardholders, preventing you becoming a member again.

Other billing companies handle chargebacks the same way. This measure is taken to protect both you and online merchants from fraudulent purchases.

CANCELLATION:

Recurring subscriptions, at any time and without cause or question, subscription to the website may be cancelled by the subscriber or billing company upon notification using the links on the bottom of every page to the designated processors online cancellation form or by emailing the billing company.

Subscribers are liable for charges incurred until the date of the termination.

BILLING DETAILS:

Credit card information is not stored on our servers.

Secure passwords, billing payments & cancellations are managed by our authorised sales agents.

Please visit: EPOCH.COM | VEROTEL.COM, our authorised sales agents.

TERMINATION OF CONTRACT:

We reserve the right to cancel any membership without notification or refund, if we consider any conditions are breached.